Debt collectors cannot call you before 8 a.m. nor after 9 p.m., nor at your place of work. Debt collectors cannot use profanity or threatening language. Debt collectors cannot publish your name as a deadbeat in the newspaper. Debt collectors cannot contact others (employers, teachers, family) to pressure you into paying your debt. However, third parties can be contacted in order to find out your address or phone number.
Legal Handbook
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Consumer
- Automobiles
- Credit Card Issues
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Debt Crisis
- Am I Allowed To Keep Any Property?
- Can The Creditor Repossess My Car Or Laptop?
- How Can I Defend Myself?
- How Do I Know When To File For Bankruptcy?
- How Do I Stop A Debt Collector From Contacting Me?
- How Does A Creditor Collect Money From Me Without Using A Collection Agency?
- If I Reach The Point Of Filing For Bankruptcy How Can I Ever Repair My Credit?
- What Are The Consequences Of Filing For Bankruptcy?
- What Can I Do When I Feel Harassed?
- What If I Cannot Pay My Bills?
- What If The Creditor Sues Me?
- What Is A Collection Agency?
- What Is The Fair Debt Collection Practices Act?
- What Qualifies As Harassment By A Collection Agency?
- Where Can I Get Help Managing My Credit?
- Health
- Identity Theft
- Illegal Downloading
- Travel Fraud
- Documents
- Domestic Relations
- Employment
- Landlord & Tenant
- Small Claims Court
- Student Rights
- Traffic & Misdemeanors