One of the most common tricks used to separate students from their money is the fake check scam.
Here’s how it works: someone sends you a check and asks you to send part of the money back, usually through Venmo, wire transfer, or gift cards. The check looks legit and even clears at first. But a few days later, it bounces—and you’re stuck paying the bank back.
These scams show up in all kinds of ways:
- A “job offer” to be a mystery shopper.
- Someone buying your stuff online and “accidentally” overpaying.
- A scholarship or prize you “won” that requires you to send money to claim it.
If someone sends you a check and asks you to send money back, it’s a scam. No exceptions.
Even if the money appears in your account, that doesn’t mean it’s real. Banks are required to make funds available quickly, but it can take over a week to discover a fake check. By then, the scammer is long gone—and you’re on the hook.
If you’ve been targeted or think something feels off, contact Student Legal Services. The attorneys can help you spot scams, protect your money, and act if you’ve been tricked.
UNL students and employees are being targeted by these scams, too. Read a recent example, as reported by the Daily Nebraskan.
Student Legal Services is open to every University of Nebraska–Lincoln student, offering free legal advice and representation by actual attorneys. The office is located in Nebraska Union, Room 335.
Appointments can be requested through the website or by phone 402-472-3350.
