The Equal Credit Opportunity Act (ECOA) does not allow creditors to ask about your marital status unless it is a joint account, or it is based on spousal income, or if residency is in a community property state, which Nebraska is not. Creditors cannot turn your application down solely because you receive public assistance, child support or alimony as sources of income.
Legal Handbook
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Consumer
- Automobiles
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Credit Card Issues
- Can A Credit Card Company Discriminate Against Me Based On My Age?
- Can A Credit Card Company Discriminate Against Me Based On My Marital Status Or The Fact That I Receive Public Assistance?
- How Do I Apply For A Credit Card?
- How Do I Establish A Credit History To Show That I Am Financially Responsible?
- How Do I Explain To My Card Issuer That My Card Is Lost Or Was Stolen?
- If My Card Is Stolen Will I Have To Pay For Purchases Made By The Thief?
- What Does The Equal Credit Opportunity Act (ECOA) Require?
- What If A Credit Card Company Refuses My Application Because Of My Race Or Gender?
- What Obligations Does A Credit Card Company Have When My Credit Card Is Stolen?
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